top of page
My Account
Quick answers
Health insurance helps pay for medical care, protecting you from unexpectedly high medical bills due to illness or injury. It covers doctors visits, hospital stays, prescriptions, and preventative services. Even without a federal penalty, one major medical event can lead to financial hardship. Having coverage provides peace of mind and better access to care.
Employer group plans: most common way to get health insurance prior to retirement is through employer coverage. Employer sponsored plans usually allow you to receive more comprehensive coverage at a lower price point because group health insurance allows you to split the monthly premium with your employer up to about 50-75%.
Individual and Family plans: For those that don't qualify for medicare or have group coverage, you can enroll in an individual or family plan to cover you, your spouse, and your children. Available to most, you can find these plans through the public or private marketplace.
COBRA ( Consolidated Omnibus Budget Reconciliation Act): COBRA is a temporary health insurance option that allows an individual to continue a former employer's coverage plan after a job loss, divorce, or death of a spouse. Unfortunately it can become incredible expensive because your past employer doesn't have to contribute to premium costs, making the full payment you responsibility.
Frequently asked questions
General
Cost & Affordability
Enrollment & Eligibility
Using The Plan
Health insurance helps pay for medical care, protecting you from unexpectedly high medical bills due to illness or injury. It covers doctors visits, hospital stays, prescriptions, and preventative services. Even without a federal penalty, one major medical event can lead to financial hardship. Having coverage provides peace of mind and better access to care.
Employer group plans: most common way to get health insurance prior to retirement is through employer coverage. Employer sponsored plans usually allow you to receive more comprehensive coverage at a lower price point because group health insurance allows you to split the monthly premium with your employer up to about 50-75%.
Individual and Family plans: For those that don't qualify for medicare or have group coverage, you can enroll in an individual or family plan to cover you, your spouse, and your children. Available to most, you can find these plans through the public or private marketplace.
COBRA ( Consolidated Omnibus Budget Reconciliation Act): COBRA is a temporary health insurance option that allows an individual to continue a former employer's coverage plan after a job loss, divorce, or death of a spouse. Unfortunately it can become incredible expensive because your past employer doesn't have to contribute to premium costs, making the full payment you responsibility.
bottom of page